2021 BTN to GHS Historical Review

YEARLY HIGH

0.0830 GHS

YEARLY LOW

0.0767 GHS

YEARLY AVERAGE

0.0802 GHS

2021 BTN to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BTN to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on September 3, valuing the pair at 0.0830. Conversely, the yearly low was recorded on April 13, dropping to 0.0767.

This high-to-low spread represents a total annual volatility of 0.0063 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0801 to the December average rate of 0.0816, the exchange rate registered a net change of 1.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0830 was up 2.74% compared to the 2020 peak of 0.0808, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BTN based on timing:

Yearly Peak High 415 GHS

2020 Average 387 GHS

Yearly Trough Low 383 GHS

Transaction Impact: A difference of 31.69 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0827

0.0773

JanuMarcMayJulySeptNove

BTN to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0791, compared to 0.0813 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0022 points.

H1 Avg (Jan–Jun) 0.0791

H2 Avg (Jul–Dec) 0.0813

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0027 GHS (High: 0.0829 / Low: 0.0802). On the other end, January was the most stable month, with a tight range of 0.0008 GHS (High: 0.0804 / Low: 0.0796).

August Spread (Volatile) ±0.0027

January Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0013 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.0820) against the same month in 2020 (average: 0.0788), the exchange rate shifted by +0.0032 (+4.08%).

2021 Avg (September) 0.0820

2020 Avg (September) 0.0788

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0804	0.0796	0.0801
February	0.0800	0.0786	0.0797
March	0.0796	0.0780	0.0790
April	0.0792	0.0767	0.0777
May	0.0799	0.0777	0.0789
June	0.0799	0.0782	0.0790
July	0.0805	0.0787	0.0797
August	0.0829	0.0802	0.0812
September	0.0830	0.0811	0.0820
October	0.0816	0.0804	0.0811
November	0.0828	0.0811	0.0823
December	0.0830	0.0804	0.0816