YEARLY HIGH
2.2835 PKR
YEARLY LOW
2.0851 PKR
YEARLY AVERAGE
2.1849 PKR

2020 BTN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BTN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 30, valuing the pair at 2.2835. Conversely, the yearly low was recorded on March 24, dropping to 2.0851.

This high-to-low spread represents a total annual volatility of 0.1985 PKR. From a start-to-finish perspective, comparing the January average rate of 2.1723 to the December average rate of 2.1770, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.2835 was down 3.56% compared to the 2019 peak of 2.3678, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BTN based on timing:

Yearly Peak High 11,418 PKR
2019 Average 10,675 PKR
Yearly Trough Low 10,425 PKR
Transaction Impact: A difference of 992.28 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.2757
2.1073
JanuMarcMayJulySeptNove

BTN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1556, compared to 2.2143 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0587 points.

H1 Avg (Jan–Jun) 2.1556
H2 Avg (Jul–Dec) 2.2143

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1171 PKR (High: 2.2022 / Low: 2.0851). On the other end, December was the most stable month, with a tight range of 0.0264 PKR (High: 2.1925 / Low: 2.1661).

March Spread (Volatile) ±0.1171
December Spread (Stable) ±0.0264

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0684 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0684

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 2.2546) against the same month in 2019 (average: 2.2479), the exchange rate shifted by +0.0066 (+0.30%).

2020 Avg (August) 2.2546
2019 Avg (August) 2.2479

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.1905 2.1566 2.1723
February 2.1724 2.1370 2.1605
March 2.2022 2.0851 2.1304
April 2.2136 2.0973 2.1623
May 2.1551 2.0968 2.1213
June 2.2265 2.1597 2.1869
July 2.2533 2.2124 2.2316
August 2.2835 2.2310 2.2546
September 2.2766 2.2459 2.2617
October 2.2482 2.1525 2.2146
November 2.1730 2.1207 2.1462
December 2.1925 2.1661 2.1770