2020 BWP to GHS Historical Review

YEARLY HIGH

0.5453 GHS

YEARLY LOW

0.4629 GHS

YEARLY AVERAGE

0.5015 GHS

2020 BWP to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BWP to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 0.5453. Conversely, the yearly low was recorded on April 19, dropping to 0.4629.

This high-to-low spread represents a total annual volatility of 0.0824 GHS. From a start-to-finish perspective, comparing the January average rate of 0.5271 to the December average rate of 0.5387, the exchange rate registered a net change of 2.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5453 was down 59.63% compared to the 2019 peak of 1.3508, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BWP based on timing:

Yearly Peak High 2,727 GHS

2019 Average 2,505 GHS

Yearly Trough Low 2,315 GHS

Transaction Impact: A difference of 412.18 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5451

0.4684

JanuMarcMayJulySeptNove

BWP to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4920, compared to 0.5111 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0192 points.

H1 Avg (Jan–Jun) 0.4920

H2 Avg (Jul–Dec) 0.5111

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0347 GHS (High: 0.5386 / Low: 0.5038). On the other end, October was the most stable month, with a tight range of 0.0135 GHS (High: 0.5138 / Low: 0.5003).

January Spread (Volatile) ±0.0347

October Spread (Stable) ±0.0135

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0378 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0378

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.5387) against the same month in 2019 (average: 0.5304), the exchange rate shifted by +0.0083 (+1.57%).

2020 Avg (December) 0.5387

2019 Avg (December) 0.5304

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5386	0.5038	0.5271
February	0.5038	0.4802	0.4893
March	0.5050	0.4713	0.4873
April	0.4850	0.4629	0.4748
May	0.4886	0.4733	0.4790
June	0.5022	0.4856	0.4943
July	0.5067	0.4910	0.4987
August	0.5044	0.4877	0.4960
September	0.5113	0.4958	0.5029
October	0.5138	0.5003	0.5074
November	0.5308	0.5095	0.5230
December	0.5453	0.5272	0.5387