YEARLY HIGH
1.8225 BAM
YEARLY LOW
1.5930 BAM
YEARLY AVERAGE
1.7167 BAM

2020 BYN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BYN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 20, valuing the pair at 1.8225. Conversely, the yearly low was recorded on December 31, dropping to 1.5930.

This high-to-low spread represents a total annual volatility of 0.2295 BAM. From a start-to-finish perspective, comparing the January average rate of 1.7615 to the December average rate of 1.6070, the exchange rate registered a net change of -8.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.8225 was up 1.57% compared to the 2019 peak of 1.7944, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BYN based on timing:

Yearly Peak High 9,113 BAM
2019 Average 8,735 BAM
Yearly Trough Low 7,965 BAM
Transaction Impact: A difference of 1,147.48 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8199
1.5877
JanuMarcMayJulySeptNove

BYN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7760, compared to 1.6574 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1186 points.

H1 Avg (Jan–Jun) 1.7760
H2 Avg (Jul–Dec) 1.6574

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1095 BAM (High: 1.8225 / Low: 1.7131). On the other end, October was the most stable month, with a tight range of 0.0269 BAM (High: 1.6760 / Low: 1.6491).

March Spread (Volatile) ±0.1095
October Spread (Stable) ±0.0269

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0562 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0562

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.7687) against the same month in 2019 (average: 1.7295), the exchange rate shifted by +0.0392 (+2.27%).

2020 Avg (March) 1.7687
2019 Avg (March) 1.7295

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7775 1.7465 1.7615
February 1.8121 1.7677 1.7927
March 1.8225 1.7131 1.7687
April 1.8152 1.7855 1.8006
May 1.8137 1.7564 1.7942
June 1.7604 1.7201 1.7381
July 1.7467 1.6499 1.7098
August 1.6669 1.6378 1.6541
September 1.6800 1.6309 1.6582
October 1.6760 1.6491 1.6623
November 1.6788 1.6318 1.6528
December 1.6343 1.5930 1.6070