YEARLY HIGH
1.7439 BAM
YEARLY LOW
1.5841 BAM
YEARLY AVERAGE
1.6538 BAM

2021 BYR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BYR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 1.7439. Conversely, the yearly low was recorded on January 6, dropping to 1.5841.

This high-to-low spread represents a total annual volatility of 0.1597 BAM. From a start-to-finish perspective, comparing the January average rate of 1.6067 to the December average rate of 1.7304, the exchange rate registered a net change of 7.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.7439 was down 4.32% compared to the 2020 peak of 1.8225, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BYR based on timing:

Yearly Peak High 8,719 BAM
2020 Average 8,582 BAM
Yearly Trough Low 7,921 BAM
Transaction Impact: A difference of 798.72 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.7428
1.5944
JanuMarcMayJulySeptNove

BYR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6234, compared to 1.6842 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0609 points.

H1 Avg (Jan–Jun) 1.6234
H2 Avg (Jul–Dec) 1.6842

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0581 BAM (High: 1.7439 / Low: 1.6858). On the other end, December was the most stable month, with a tight range of 0.0147 BAM (High: 1.7401 / Low: 1.7253).

November Spread (Volatile) ±0.0581
December Spread (Stable) ±0.0147

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0272 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0272

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.7148) against the same month in 2020 (average: 1.6528), the exchange rate shifted by +0.0620 (+3.75%).

2021 Avg (November) 1.7148
2020 Avg (November) 1.6528

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6214 1.5841 1.6067
February 1.6326 1.6076 1.6179
March 1.6670 1.6216 1.6438
April 1.6666 1.6130 1.6379
May 1.6279 1.5961 1.6107
June 1.6442 1.6003 1.6232
July 1.6624 1.6391 1.6530
August 1.6751 1.6433 1.6617
September 1.6903 1.6472 1.6603
October 1.6929 1.6775 1.6853
November 1.7439 1.6858 1.7148
December 1.7401 1.7253 1.7304