YEARLY HIGH
3.4672 BOB
YEARLY LOW
3.4057 BOB
YEARLY AVERAGE
3.4259 BOB

2020 BZD to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BZD to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on April 12, valuing the pair at 3.4672. Conversely, the yearly low was recorded on December 13, dropping to 3.4057.

This high-to-low spread represents a total annual volatility of 0.0615 BOB. From a start-to-finish perspective, comparing the January average rate of 3.4307 to the December average rate of 3.4198, the exchange rate registered a net change of -0.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.4672 was up 0.33% compared to the 2019 peak of 3.4557, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 17,336 BOB
2019 Average 17,149 BOB
Yearly Trough Low 17,029 BOB
Transaction Impact: A difference of 307.31 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.4318
3.4187
JanuMarcMayJulySeptNove

BZD to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4269, compared to 3.4249 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 3.4269
H2 Avg (Jul–Dec) 3.4249

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0514 BOB (High: 3.4672 / Low: 3.4157). On the other end, February was the most stable month, with a tight range of 0.0052 BOB (High: 3.4308 / Low: 3.4256).

April Spread (Volatile) ±0.0514
February Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0069 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0069

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 3.4268) against the same month in 2019 (average: 3.4330), the exchange rate shifted by -0.0062 (-0.18%).

2020 Avg (April) 3.4268
2019 Avg (April) 3.4330

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4404 3.4256 3.4307
February 3.4308 3.4256 3.4304
March 3.4425 3.4130 3.4234
April 3.4672 3.4157 3.4268
May 3.4306 3.4206 3.4229
June 3.4306 3.4254 3.4274
July 3.4464 3.4207 3.4271
August 3.4464 3.4206 3.4284
September 3.4305 3.4206 3.4257
October 3.4439 3.4154 3.4260
November 3.4389 3.4157 3.4225
December 3.4355 3.4057 3.4198