2020 BZD to CZK Historical Review

YEARLY HIGH

12.9653 CZK

YEARLY LOW

10.5731 CZK

YEARLY AVERAGE

11.5214 CZK

2020 BZD to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BZD to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 12.9653. Conversely, the yearly low was recorded on December 17, dropping to 10.5731.

This high-to-low spread represents a total annual volatility of 2.3922 CZK. From a start-to-finish perspective, comparing the January average rate of 11.2693 to the December average rate of 10.7137, the exchange rate registered a net change of -4.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.9653 was up 10.37% compared to the 2019 peak of 11.7470, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 64,827 CZK

2019 Average 56,895 CZK

Yearly Trough Low 52,866 CZK

Transaction Impact: A difference of 11,961.03 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.6490

10.5377

JanuMarcMayJulySeptNove

BZD to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8760, compared to 11.1668 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7092 points.

H1 Avg (Jan–Jun) 11.8760

H2 Avg (Jul–Dec) 11.1668

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.8916 CZK (High: 12.9653 / Low: 11.0737). On the other end, January was the most stable month, with a tight range of 0.2136 CZK (High: 11.3748 / Low: 11.1613).

March Spread (Volatile) ±1.8916

January Spread (Stable) ±0.2136

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.6479 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6479

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 11.9518) against the same month in 2019 (average: 11.2906), the exchange rate shifted by +0.6613 (+5.86%).

2020 Avg (March) 11.9518

2019 Avg (March) 11.2906

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.3748	11.1613	11.2693
February	11.5590	11.2720	11.3973
March	12.9653	11.0737	11.9518
April	12.7804	12.1260	12.4731
May	12.7104	12.0302	12.4061
June	11.9299	11.5922	11.7582
July	11.7699	10.9599	11.4872
August	11.1128	10.8702	10.9855
September	11.5755	10.9284	11.2582
October	11.6014	11.3298	11.4710
November	11.6197	10.8576	11.0852
December	10.8483	10.5731	10.7137