2014 BZD to NGN Historical Review

YEARLY HIGH

92.6171 NGN

YEARLY LOW

79.1101 NGN

YEARLY AVERAGE

82.6323 NGN

2014 BZD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BZD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 92.6171. Conversely, the yearly low was recorded on May 5, dropping to 79.1101.

This high-to-low spread represents a total annual volatility of 13.5070 NGN. From a start-to-finish perspective, comparing the January average rate of 80.2960 to the December average rate of 91.0821, the exchange rate registered a net change of 13.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 92.6171 was up 11.78% compared to the 2013 peak of 82.8572, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 463,085 NGN

2013 Average 398,800 NGN

Yearly Trough Low 395,550 NGN

Transaction Impact: A difference of 67,535.01 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

92.1607

79.2174

JanuMarcMayJulySeptNove

BZD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 81.3496, compared to 83.9151 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.5655 points.

H1 Avg (Jan–Jun) 81.3496

H2 Avg (Jul–Dec) 83.9151

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 6.5243 NGN (High: 89.3450 / Low: 82.8208). On the other end, July was the most stable month, with a tight range of 0.6781 NGN (High: 81.5863 / Low: 80.9081).

November Spread (Volatile) ±6.5243

July Spread (Stable) ±0.6781

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 2.2516 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.2516

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 91.0821) against the same month in 2013 (average: 79.8155), the exchange rate shifted by +11.2667 (+14.12%).

2014 Avg (December) 91.0821

2013 Avg (December) 79.8155

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	81.5789	79.5518	80.2960
February	83.4176	81.4524	82.3153
March	83.2640	81.9333	82.7939
April	81.7593	79.8438	80.5423
May	81.4221	79.1101	80.5150
June	81.9661	81.2457	81.6350
July	81.5863	80.9081	81.1924
August	81.4532	80.4954	81.1102
September	82.1800	81.1068	81.6749
October	82.8393	81.8388	82.4727
November	89.3450	82.8208	85.9580
December	92.6171	89.8613	91.0821