2020 BZD to PLN Historical Review

YEARLY HIGH

2.1464 PLN

YEARLY LOW

1.7955 PLN

YEARLY AVERAGE

1.9346 PLN

2020 BZD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BZD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 2.1464. Conversely, the yearly low was recorded on December 17, dropping to 1.7955.

This high-to-low spread represents a total annual volatility of 0.3509 PLN. From a start-to-finish perspective, comparing the January average rate of 1.8981 to the December average rate of 1.8245, the exchange rate registered a net change of -3.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.1464 was up 7.71% compared to the 2019 peak of 1.9927, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 10,732 PLN

2019 Average 9,525 PLN

Yearly Trough Low 8,977 PLN

Transaction Impact: A difference of 1,754.65 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.1045

1.7990

JanuMarcMayJulySeptNove

BZD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9892, compared to 1.8801 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1091 points.

H1 Avg (Jan–Jun) 1.9892

H2 Avg (Jul–Dec) 1.8801

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2665 PLN (High: 2.1464 / Low: 1.8799). On the other end, August was the most stable month, with a tight range of 0.0495 PLN (High: 1.8721 / Low: 1.8225).

March Spread (Volatile) ±0.2665

August Spread (Stable) ±0.0495

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0997 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0997

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.9941) against the same month in 2019 (average: 1.8897), the exchange rate shifted by +0.1045 (+5.53%).

2020 Avg (March) 1.9941

2019 Avg (March) 1.8897

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9313	1.8722	1.8981
February	1.9697	1.9151	1.9450
March	2.1464	1.8799	1.9941
April	2.1070	2.0428	2.0791
May	2.0953	1.9837	2.0593
June	1.9848	1.9316	1.9596
July	1.9720	1.8428	1.9275
August	1.8721	1.8225	1.8483
September	1.9495	1.8268	1.8841
October	1.9630	1.8716	1.9131
November	1.9660	1.8591	1.8830
December	1.8477	1.7955	1.8245