YEARLY HIGH
52.8314 XPF
YEARLY LOW
48.0147 XPF
YEARLY AVERAGE
50.0675 XPF

2021 BZD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BZD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 52.8314. Conversely, the yearly low was recorded on January 6, dropping to 48.0147.

This high-to-low spread represents a total annual volatility of 4.8167 XPF. From a start-to-finish perspective, comparing the January average rate of 48.6354 to the December average rate of 52.3565, the exchange rate registered a net change of 7.65% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 52.8314 was down 5.18% compared to the 2020 peak of 55.7152, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 264,157 XPF
2020 Average 259,706 XPF
Yearly Trough Low 240,073 XPF
Transaction Impact: A difference of 24,083.36 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

52.7286
48.2633
JanuMarcMayJulySeptNove

BZD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 49.1323, compared to 51.0026 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.8703 points.

H1 Avg (Jan–Jun) 49.1323
H2 Avg (Jul–Dec) 51.0026

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.8589 XPF (High: 52.8314 / Low: 50.9725). On the other end, July was the most stable month, with a tight range of 0.5493 XPF (High: 50.3255 / Low: 49.7761).

November Spread (Volatile) ±1.8589
July Spread (Stable) ±0.5493

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.7625 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.7625

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 51.9343) against the same month in 2020 (average: 49.9837), the exchange rate shifted by +1.9506 (+3.90%).

2021 Avg (November) 51.9343
2020 Avg (November) 49.9837

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 49.0136 48.0147 48.6354
February 49.4908 48.6563 48.9449
March 50.5024 48.9730 49.7733
April 50.4652 48.7938 49.5071
May 49.3039 48.3568 48.7446
June 49.9013 48.4503 49.1887
July 50.3255 49.7761 50.0727
August 50.7156 49.8591 50.3018
September 51.1469 49.8220 50.2932
October 51.3440 50.6807 51.0572
November 52.8314 50.9725 51.9343
December 52.6677 52.0381 52.3565