2020 CAD to BAM Historical Review

YEARLY HIGH

1.3705 BAM

YEARLY LOW

1.2300 BAM

YEARLY AVERAGE

1.2798 BAM

2020 CAD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 1.3705. Conversely, the yearly low was recorded on March 18, dropping to 1.2300.

This high-to-low spread represents a total annual volatility of 0.1405 BAM. From a start-to-finish perspective, comparing the January average rate of 1.3469 to the December average rate of 1.2547, the exchange rate registered a net change of -6.85% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3705 was up 1.15% compared to the 2019 peak of 1.3549, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 6,853 BAM

2019 Average 6,584 BAM

Yearly Trough Low 6,150 BAM

Transaction Impact: A difference of 702.44 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.3597

1.2394

JanuMarcMayJulySeptNove

CAD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3019, compared to 1.2577 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0442 points.

H1 Avg (Jan–Jun) 1.3019

H2 Avg (Jul–Dec) 1.2577

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0940 BAM (High: 1.3240 / Low: 1.2300). On the other end, January was the most stable month, with a tight range of 0.0143 BAM (High: 1.3528 / Low: 1.3384).

March Spread (Volatile) ±0.0940

January Spread (Stable) ±0.0143

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0802 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0802

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 1.3497) against the same month in 2019 (average: 1.3052), the exchange rate shifted by +0.0445 (+3.41%).

2020 Avg (February) 1.3497

2019 Avg (February) 1.3052

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3528	1.3384	1.3469
February	1.3705	1.3282	1.3497
March	1.3240	1.2300	1.2695
April	1.2996	1.2635	1.2811
May	1.2978	1.2609	1.2823
June	1.3007	1.2612	1.2821
July	1.2850	1.2302	1.2655
August	1.2635	1.2302	1.2494
September	1.2647	1.2461	1.2546
October	1.2673	1.2463	1.2585
November	1.2753	1.2532	1.2638
December	1.2702	1.2393	1.2547