2020 CAD to BIF Historical Review

YEARLY HIGH

1528.9548 BIF

YEARLY LOW

1300.6191 BIF

YEARLY AVERAGE

1428.6422 BIF

2020 CAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 1528.9548. Conversely, the yearly low was recorded on March 23, dropping to 1300.6191.

This high-to-low spread represents a total annual volatility of 228.3357 BIF. From a start-to-finish perspective, comparing the January average rate of 1441.0954 to the December average rate of 1516.6037, the exchange rate registered a net change of 5.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1528.9548 was up 5.67% compared to the 2019 peak of 1446.9120, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 7,644,774 BIF

2019 Average 6,941,595 BIF

Yearly Trough Low 6,503,095 BIF

Transaction Impact: A difference of 1,141,678.74 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1533.3556

1332.3329

JanuMarcMayJulySeptNove

CAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1389.5141, compared to 1467.7704 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 78.2563 points.

H1 Avg (Jan–Jun) 1389.5141

H2 Avg (Jul–Dec) 1467.7704

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 115.6693 BIF (High: 1416.2884 / Low: 1300.6191). On the other end, February was the most stable month, with a tight range of 19.4081 BIF (High: 1429.8731 / Low: 1410.4650).

March Spread (Volatile) ±115.6693

February Spread (Stable) ±19.4081

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 63.3409 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -63.3409

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1516.6037) against the same month in 2019 (average: 1425.5964), the exchange rate shifted by +91.0073 (+6.38%).

2020 Avg (December) 1516.6037

2019 Avg (December) 1425.5964

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1452.3693	1427.6514	1441.0954
February	1429.8731	1410.4650	1421.4190
March	1416.2884	1300.6191	1358.0781
April	1372.3105	1328.6718	1349.0848
May	1385.3694	1335.5768	1360.4351
June	1424.5587	1394.9000	1406.9722
July	1445.8287	1409.5421	1424.3310
August	1479.1097	1437.2048	1456.7001
September	1482.0429	1442.3741	1461.4054
October	1476.1219	1451.6861	1464.8619
November	1494.8768	1447.1607	1482.7200
December	1528.9548	1501.2265	1516.6037