YEARLY HIGH
131.7631 DJF
YEARLY LOW
124.9505 DJF
YEARLY AVERAGE
128.3335 DJF

2026 CAD to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CAD to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 131.7631. Conversely, the yearly low was recorded on June 24, dropping to 124.9505.

This high-to-low spread represents a total annual volatility of 6.8126 DJF. From a start-to-finish perspective, comparing the January average rate of 129.0495 to the December average rate of 126.6171, the exchange rate registered a net change of -1.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 131.7631 was up 0.55% compared to the 2025 peak of 131.0379, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 658,815 DJF
2025 Average 636,520 DJF
Yearly Trough Low 624,753 DJF
Transaction Impact: A difference of 34,062.92 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

130.7021
125.6023
JanuMarcMayJuly

CAD to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 129.0039, compared to 126.3222 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.6818 points.

H1 Avg (Jan–Jun) 129.0039
H2 Avg (Jul–Dec) 126.3222

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 4.2899 DJF (High: 131.7631 / Low: 127.4732). On the other end, August was the most stable month, with a tight range of 0.2537 DJF (High: 126.7838 / Low: 126.5302).

January Spread (Volatile) ±4.2899
August Spread (Stable) ±0.2537

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 2.5997 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -2.5997

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 129.0495) against the same month in 2025 (average: 123.4666), the exchange rate shifted by +5.5829 (+4.52%).

2026 Avg (January) 129.0495
2025 Avg (January) 123.4666

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 131.7631 127.4732 129.0495
February 131.6060 129.6911 130.2771
March 131.0879 127.6854 129.5485
April 130.9537 127.5992 129.1525
May 130.9064 128.5767 129.2979
June 128.8338 124.9505 126.6982
July 126.9605 125.1365 126.0273
August 126.7838 126.5302 126.6171