YEARLY HIGH
8.4960 GHS
YEARLY LOW
7.6186 GHS
YEARLY AVERAGE
8.0198 GHS

2026 CAD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CAD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 8.4960. Conversely, the yearly low was recorded on January 3, dropping to 7.6186.

This high-to-low spread represents a total annual volatility of 0.8774 GHS. From a start-to-finish perspective, comparing the January average rate of 7.8120 to the December average rate of 8.3259, the exchange rate registered a net change of 6.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 8.4960 was down 24.17% compared to the 2025 peak of 11.2047, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 42,480 GHS
2025 Average 45,196 GHS
Yearly Trough Low 38,093 GHS
Transaction Impact: A difference of 4,387.00 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

8.3772
7.7606
JanuMarcMayJuly

CAD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.9470, compared to 8.2379 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2909 points.

H1 Avg (Jan–Jun) 7.9470
H2 Avg (Jul–Dec) 8.2379

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.7472 GHS (High: 8.4960 / Low: 7.7488). On the other end, August was the most stable month, with a tight range of 0.0511 GHS (High: 8.3575 / Low: 8.3064).

June Spread (Volatile) ±0.7472
August Spread (Stable) ±0.0511

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1856 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1856

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 8.1077) against the same month in 2025 (average: 7.5205), the exchange rate shifted by +0.5872 (+7.81%).

2026 Avg (June) 8.1077
2025 Avg (June) 7.5205

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.1061 7.6186 7.8120
February 8.1165 7.7706 8.0067
March 7.9759 7.7900 7.9107
April 8.1587 7.8758 8.0154
May 8.2368 7.7348 7.8298
June 8.4960 7.7488 8.1077
July 8.3030 7.9634 8.1500
August 8.3575 8.3064 8.3259