2020 CAD to GMD Historical Review

YEARLY HIGH

40.7734 GMD

YEARLY LOW

35.1019 GMD

YEARLY AVERAGE

38.4136 GMD

2020 CAD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 40.7734. Conversely, the yearly low was recorded on March 19, dropping to 35.1019.

This high-to-low spread represents a total annual volatility of 5.6715 GMD. From a start-to-finish perspective, comparing the January average rate of 39.1334 to the December average rate of 40.4102, the exchange rate registered a net change of 3.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 40.7734 was up 3.46% compared to the 2019 peak of 39.4094, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 203,867 GMD

2019 Average 188,805 GMD

Yearly Trough Low 175,510 GMD

Transaction Impact: A difference of 28,357.48 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

40.8227

35.8729

JanuMarcMayJulySeptNove

CAD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.5277, compared to 39.2995 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.7718 points.

H1 Avg (Jan–Jun) 37.5277

H2 Avg (Jul–Dec) 39.2995

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.1719 GMD (High: 38.2738 / Low: 35.1019). On the other end, February was the most stable month, with a tight range of 0.5034 GMD (High: 38.6022 / Low: 38.0987).

March Spread (Volatile) ±3.1719

February Spread (Stable) ±0.5034

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.8545 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -1.8545

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 40.4102) against the same month in 2019 (average: 38.9801), the exchange rate shifted by +1.4302 (+3.67%).

2020 Avg (December) 40.4102

2019 Avg (December) 38.9801

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	39.5109	38.6022	39.1334
February	38.6022	38.0987	38.4177
March	38.2738	35.1019	36.5632
April	36.7722	35.7447	36.2854
May	37.4105	35.8257	36.7056
June	38.5537	37.7365	38.0608
July	38.8387	37.9601	38.3100
August	39.7273	38.6237	39.1379
September	39.7019	38.6252	39.1690
October	39.4738	38.8470	39.1849
November	39.8723	38.7095	39.5849
December	40.7734	40.0093	40.4102