YEARLY HIGH
7.3428 MAD
YEARLY LOW
6.9028 MAD
YEARLY AVERAGE
7.1711 MAD

2021 CAD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CAD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 7.3428. Conversely, the yearly low was recorded on January 11, dropping to 6.9028.

This high-to-low spread represents a total annual volatility of 0.4401 MAD. From a start-to-finish perspective, comparing the January average rate of 6.9973 to the December average rate of 7.2308, the exchange rate registered a net change of 3.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 7.3428 was down 0.89% compared to the 2020 peak of 7.4090, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 36,714 MAD
2020 Average 35,394 MAD
Yearly Trough Low 34,514 MAD
Transaction Impact: A difference of 2,200.37 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

7.3318
6.9669
JanuMarcMayJulySeptNove

CAD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.1530, compared to 7.1893 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0363 points.

H1 Avg (Jan–Jun) 7.1530
H2 Avg (Jul–Dec) 7.1893

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.2372 MAD (High: 7.2599 / Low: 7.0228). On the other end, May was the most stable month, with a tight range of 0.0707 MAD (High: 7.3364 / Low: 7.2658).

July Spread (Volatile) ±0.2372
May Spread (Stable) ±0.0707

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1006 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 7.2478) against the same month in 2020 (average: 7.1406), the exchange rate shifted by +0.1073 (+1.50%).

2021 Avg (June) 7.2478
2020 Avg (June) 7.1406

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.1017 6.9028 6.9973
February 7.1205 6.9823 7.0445
March 7.2649 7.0531 7.1642
April 7.2804 7.0674 7.1626
May 7.3364 7.2658 7.3014
June 7.3428 7.1444 7.2478
July 7.2599 7.0228 7.1473
August 7.2017 7.0096 7.1179
September 7.1464 7.0117 7.0787
October 7.3323 7.1684 7.2776
November 7.3361 7.2234 7.2834
December 7.3415 7.1736 7.2308