2025 CAD to MGA Historical Review

YEARLY HIGH

3349.3941 MGA

YEARLY LOW

3164.8921 MGA

YEARLY AVERAGE

3243.2274 MGA

2025 CAD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CAD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 3349.3941. Conversely, the yearly low was recorded on August 23, dropping to 3164.8921.

This high-to-low spread represents a total annual volatility of 184.5021 MGA. From a start-to-finish perspective, comparing the January average rate of 3266.7703 to the December average rate of 3273.9448, the exchange rate registered a net change of 0.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3349.3941 was down 4.00% compared to the 2024 peak of 3488.9422, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 16,746,971 MGA

2024 Average 16,550,112 MGA

Yearly Trough Low 15,824,460 MGA

Transaction Impact: A difference of 922,510.38 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3303.4717

3188.0895

JanuMarcMayJulySeptNove

CAD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3266.2883, compared to 3220.1665 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 46.1219 points.

H1 Avg (Jan–Jun) 3266.2883

H2 Avg (Jul–Dec) 3220.1665

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 152.3061 MGA (High: 3349.3941 / Low: 3197.0881). On the other end, November was the most stable month, with a tight range of 24.5964 MGA (High: 3207.8035 / Low: 3183.2071).

December Spread (Volatile) ±152.3061

November Spread (Stable) ±24.5964

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 40.0301 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -40.0301

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 3273.9448) against the same month in 2024 (average: 3295.5586), the exchange rate shifted by -21.6138 (-0.66%).

2025 Avg (December) 3273.9448

2024 Avg (December) 3295.5586

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3297.5904	3225.0301	3266.7703
February	3329.8502	3205.7913	3293.8566
March	3296.1928	3223.6542	3253.8264
April	3326.5213	3202.8144	3269.3282
May	3326.1335	3191.6801	3241.2063
June	3329.6909	3228.2155	3272.7422
July	3307.5307	3196.6749	3233.6398
August	3238.1510	3164.8921	3205.3602
September	3231.0528	3182.7347	3208.8732
October	3234.6746	3179.3670	3201.4761
November	3207.8035	3183.2071	3197.7046
December	3349.3941	3197.0881	3273.9448