YEARLY HIGH
1054.5569 NGN
YEARLY LOW
960.4660 NGN
YEARLY AVERAGE
991.0628 NGN

2026 CAD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CAD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1054.5569. Conversely, the yearly low was recorded on June 20, dropping to 960.4660.

This high-to-low spread represents a total annual volatility of 94.0909 NGN. From a start-to-finish perspective, comparing the January average rate of 1029.9889 to the December average rate of 970.7485, the exchange rate registered a net change of -5.75% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1054.5569 was down 10.10% compared to the 2025 peak of 1173.0580, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 5,272,784 NGN
2025 Average 5,448,574 NGN
Yearly Trough Low 4,802,330 NGN
Transaction Impact: A difference of 470,454.48 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1035.9129
964.8245
JanuMarcMayJuly

CAD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 997.5266, compared to 971.6712 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 25.8554 points.

H1 Avg (Jan–Jun) 997.5266
H2 Avg (Jul–Dec) 971.6712

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 44.0204 NGN (High: 1029.0748 / Low: 985.0544). On the other end, August was the most stable month, with a tight range of 2.8648 NGN (High: 972.3551 / Low: 969.4903).

March Spread (Volatile) ±44.0204
August Spread (Stable) ±2.8648

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 35.4825 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -35.4825

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1029.9889) against the same month in 2025 (average: 1077.4985), the exchange rate shifted by -47.5097 (-4.41%).

2026 Avg (January) 1029.9889
2025 Avg (January) 1077.4985

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1054.5569 1017.6373 1029.9889
February 1021.2507 978.2928 994.5063
March 1029.0748 985.0544 1003.6054
April 1005.3585 974.5418 988.0575
May 1011.9360 993.0243 996.6527
June 992.6643 960.4660 972.3490
July 983.8954 963.6451 972.5939
August 972.3551 969.4903 970.7485