2020 CAD to PEN Historical Review

YEARLY HIGH

2.8433 PEN

YEARLY LOW

2.3658 PEN

YEARLY AVERAGE

2.6082 PEN

2020 CAD to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 2.8433. Conversely, the yearly low was recorded on May 2, dropping to 2.3658.

This high-to-low spread represents a total annual volatility of 0.4775 PEN. From a start-to-finish perspective, comparing the January average rate of 2.5428 to the December average rate of 2.8112, the exchange rate registered a net change of 10.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.8433 was up 10.29% compared to the 2019 peak of 2.5780, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 14,217 PEN

2019 Average 12,573 PEN

Yearly Trough Low 11,829 PEN

Transaction Impact: A difference of 2,387.40 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.8504

2.3804

JanuMarcMayJulySeptNove

CAD to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5040, compared to 2.7124 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2084 points.

H1 Avg (Jan–Jun) 2.5040

H2 Avg (Jul–Dec) 2.7124

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1871 PEN (High: 2.5869 / Low: 2.3998). On the other end, January was the most stable month, with a tight range of 0.0462 PEN (High: 2.5689 / Low: 2.5227).

March Spread (Volatile) ±0.1871

January Spread (Stable) ±0.0462

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0843 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0843

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.8112) against the same month in 2019 (average: 2.5453), the exchange rate shifted by +0.2659 (+10.45%).

2020 Avg (December) 2.8112

2019 Avg (December) 2.5453

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5689	2.5227	2.5428
February	2.5790	2.5308	2.5527
March	2.5869	2.3998	2.5039
April	2.4512	2.3837	2.4196
May	2.5004	2.3658	2.4420
June	2.6054	2.5207	2.5632
July	2.6444	2.5730	2.6031
August	2.7286	2.6285	2.6892
September	2.7169	2.6580	2.6900
October	2.7416	2.6943	2.7222
November	2.8026	2.7044	2.7587
December	2.8433	2.7897	2.8112