YEARLY HIGH
1.7985 TOP
YEARLY LOW
1.6164 TOP
YEARLY AVERAGE
1.7171 TOP

2020 CAD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 1.7985. Conversely, the yearly low was recorded on May 2, dropping to 1.6164.

This high-to-low spread represents a total annual volatility of 0.1821 TOP. From a start-to-finish perspective, comparing the January average rate of 1.7561 to the December average rate of 1.7831, the exchange rate registered a net change of 1.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.7985 was up 1.10% compared to the 2019 peak of 1.7788, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 8,992 TOP
2019 Average 8,633 TOP
Yearly Trough Low 8,082 TOP
Transaction Impact: A difference of 910.35 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.7965
1.6364
JanuMarcMayJulySeptNove

CAD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6954, compared to 1.7389 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0434 points.

H1 Avg (Jan–Jun) 1.6954
H2 Avg (Jul–Dec) 1.7389

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1093 TOP (High: 1.7474 / Low: 1.6381). On the other end, February was the most stable month, with a tight range of 0.0206 TOP (High: 1.7516 / Low: 1.7310).

March Spread (Volatile) ±0.1093
February Spread (Stable) ±0.0206

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0580 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0580

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.7831) against the same month in 2019 (average: 1.7464), the exchange rate shifted by +0.0367 (+2.10%).

2020 Avg (December) 1.7831
2019 Avg (December) 1.7464

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7661 1.7448 1.7561
February 1.7516 1.7310 1.7439
March 1.7474 1.6381 1.6859
April 1.6906 1.6372 1.6619
May 1.6719 1.6164 1.6497
June 1.6906 1.6516 1.6751
July 1.7079 1.6753 1.6876
August 1.7402 1.6952 1.7226
September 1.7397 1.7074 1.7284
October 1.7696 1.7321 1.7519
November 1.7756 1.7401 1.7595
December 1.7985 1.7687 1.7831