YEARLY HIGH
0.7367 USD
YEARLY LOW
0.6797 USD
YEARLY AVERAGE
0.7157 USD

2025 CAD to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CAD to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 16, valuing the pair at 0.7367. Conversely, the yearly low was recorded on February 2, dropping to 0.6797.

This high-to-low spread represents a total annual volatility of 0.0571 USD. From a start-to-finish perspective, comparing the January average rate of 0.6943 to the December average rate of 0.7254, the exchange rate registered a net change of 4.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7367 was down 2.42% compared to the 2024 peak of 0.7550, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 3,684 USD
2024 Average 3,649 USD
Yearly Trough Low 3,398 USD
Transaction Impact: A difference of 285.37 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7347
0.6906
JanuMarcMayJulySeptNove

CAD to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7097, compared to 0.7217 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0120 points.

H1 Avg (Jan–Jun) 0.7097
H2 Avg (Jul–Dec) 0.7217

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0258 USD (High: 0.7054 / Low: 0.6797). On the other end, October was the most stable month, with a tight range of 0.0058 USD (High: 0.7174 / Low: 0.7116).

February Spread (Volatile) ±0.0258
October Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0082 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0082

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 0.7311) against the same month in 2024 (average: 0.7296), the exchange rate shifted by +0.0014 (+0.20%).

2025 Avg (June) 0.7311
2024 Avg (June) 0.7296

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6992 0.6876 0.6943
February 0.7054 0.6797 0.6991
March 0.7006 0.6899 0.6959
April 0.7250 0.6997 0.7160
May 0.7280 0.7153 0.7215
June 0.7367 0.7277 0.7311
July 0.7366 0.7216 0.7307
August 0.7281 0.7193 0.7249
September 0.7278 0.7171 0.7227
October 0.7174 0.7116 0.7145
November 0.7158 0.7086 0.7118
December 0.7316 0.7142 0.7254