YEARLY HIGH
76.1260 XPF
YEARLY LOW
73.0122 XPF
YEARLY AVERAGE
74.1018 XPF

2026 CAD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CAD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 76.1260. Conversely, the yearly low was recorded on January 27, dropping to 73.0122.

This high-to-low spread represents a total annual volatility of 3.1138 XPF. From a start-to-finish perspective, comparing the January average rate of 73.7647 to the December average rate of 73.7363, the exchange rate registered a net change of -0.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 76.1260 was down 5.94% compared to the 2025 peak of 80.9357, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 380,630 XPF
2025 Average 378,178 XPF
Yearly Trough Low 365,061 XPF
Transaction Impact: A difference of 15,568.84 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

75.3313
73.5913
JanuMarcMayJuly

CAD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 74.1772, compared to 73.8757 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3016 points.

H1 Avg (Jan–Jun) 74.1772
H2 Avg (Jul–Dec) 73.8757

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.9702 XPF (High: 76.1260 / Low: 74.1558). On the other end, August was the most stable month, with a tight range of 0.0598 XPF (High: 73.7713 / Low: 73.7115).

March Spread (Volatile) ±1.9702
August Spread (Stable) ±0.0598

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 1.0994 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.0994

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 75.1863) against the same month in 2025 (average: 76.8717), the exchange rate shifted by -1.6854 (-2.19%).

2026 Avg (March) 75.1863
2025 Avg (March) 76.8717

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 74.1584 73.0122 73.7647
February 74.0646 73.7743 73.9135
March 76.1260 74.1558 75.1863
April 74.7189 73.4679 74.0870
May 74.8263 74.1249 74.2816
June 74.3359 73.4244 73.8303
July 74.4486 73.4521 74.0151
August 73.7713 73.7115 73.7363