2020 CAD to ZAR Historical Review

YEARLY HIGH

13.5862 ZAR

YEARLY LOW

10.7961 ZAR

YEARLY AVERAGE

12.2643 ZAR

2020 CAD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CAD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 13.5862. Conversely, the yearly low was recorded on January 1, dropping to 10.7961.

This high-to-low spread represents a total annual volatility of 2.7902 ZAR. From a start-to-finish perspective, comparing the January average rate of 11.0148 to the December average rate of 11.6105, the exchange rate registered a net change of 5.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.5862 was up 17.09% compared to the 2019 peak of 11.6035, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CAD based on timing:

Yearly Peak High 67,931 ZAR

2019 Average 54,455 ZAR

Yearly Trough Low 53,980 ZAR

Transaction Impact: A difference of 13,950.82 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.4740

10.7913

JanuMarcMayJulySeptNove

CAD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.1969, compared to 12.3318 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1349 points.

H1 Avg (Jan–Jun) 12.1969

H2 Avg (Jul–Dec) 12.3318

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3465 ZAR (High: 12.7499 / Low: 11.4033). On the other end, October was the most stable month, with a tight range of 0.3911 ZAR (High: 12.5892 / Low: 12.1981).

March Spread (Volatile) ±1.3465

October Spread (Stable) ±0.3911

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.5760 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5760

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 13.2504) against the same month in 2019 (average: 10.5692), the exchange rate shifted by +2.6812 (+25.37%).

2020 Avg (April) 13.2504

2019 Avg (April) 10.5692

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.3365	10.7961	11.0148
February	11.6985	11.1076	11.3335
March	12.7499	11.4033	11.9744
April	13.5862	12.8991	13.2504
May	13.3839	12.5631	12.9787
June	12.8208	12.3066	12.6296
July	12.7273	12.2070	12.4110
August	13.2476	12.6522	13.0060
September	12.8913	12.2939	12.6518
October	12.5892	12.1981	12.4437
November	12.2543	11.6387	11.8677
December	11.9086	11.3220	11.6105