2013 CDF to GHS Historical Review

YEARLY HIGH

0.0026 GHS

YEARLY LOW

0.0020 GHS

YEARLY AVERAGE

0.0022 GHS

2013 CDF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the CDF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0026. Conversely, the yearly low was recorded on January 10, dropping to 0.0020.

This high-to-low spread represents a total annual volatility of 0.0005 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0021 to the December average rate of 0.0025, the exchange rate registered a net change of 22.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0026 was up 20.61% compared to the 2012 peak of 0.0021, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 13 GHS

2012 Average 10 GHS

Yearly Trough Low 10 GHS

Transaction Impact: A difference of 2.65 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0026

0.0020

JanuMarcMayJulySeptNove

CDF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0021, compared to 0.0024 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0021

H2 Avg (Jul–Dec) 0.0024

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0001 GHS (High: 0.0026 / Low: 0.0025). On the other end, January was the most stable month, with a tight range of 0.0000 GHS (High: 0.0021 / Low: 0.0020).

December Spread (Volatile) ±0.0001

January Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0025) against the same month in 2012 (average: 0.0020), the exchange rate shifted by +0.0005 (+22.90%).

2013 Avg (December) 0.0025

2012 Avg (December) 0.0020

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0021	0.0020	0.0021
February	0.0021	0.0021	0.0021
March	0.0021	0.0021	0.0021
April	0.0021	0.0021	0.0021
May	0.0022	0.0021	0.0022
June	0.0022	0.0022	0.0022
July	0.0023	0.0022	0.0022
August	0.0023	0.0022	0.0023
September	0.0024	0.0023	0.0023
October	0.0024	0.0024	0.0024
November	0.0025	0.0024	0.0024
December	0.0026	0.0025	0.0025