YEARLY HIGH
0.0037 HKD
YEARLY LOW
0.0027 HKD
YEARLY AVERAGE
0.0029 HKD

2025 CDF to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CDF to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 0.0037. Conversely, the yearly low was recorded on May 3, dropping to 0.0027.

This high-to-low spread represents a total annual volatility of 0.0010 HKD. From a start-to-finish perspective, comparing the January average rate of 0.0027 to the December average rate of 0.0034, the exchange rate registered a net change of 26.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0037 was up 24.57% compared to the 2024 peak of 0.0029, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 18 HKD
2024 Average 14 HKD
Yearly Trough Low 13 HKD
Transaction Impact: A difference of 4.99 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0036
0.0026
JanuMarcMayJulySeptNove

CDF to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0027, compared to 0.0031 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0027
H2 Avg (Jul–Dec) 0.0031

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.0007 HKD (High: 0.0036 / Low: 0.0030). On the other end, July was the most stable month, with a tight range of 0.0000 HKD (High: 0.0027 / Low: 0.0027).

October Spread (Volatile) ±0.0007
July Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0035) against the same month in 2024 (average: 0.0027), the exchange rate shifted by +0.0008 (+29.01%).

2025 Avg (November) 0.0035
2024 Avg (November) 0.0027

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0027 0.0027 0.0027
February 0.0028 0.0027 0.0027
March 0.0027 0.0027 0.0027
April 0.0027 0.0027 0.0027
May 0.0027 0.0027 0.0027
June 0.0027 0.0027 0.0027
July 0.0027 0.0027 0.0027
August 0.0027 0.0027 0.0027
September 0.0030 0.0027 0.0027
October 0.0036 0.0030 0.0033
November 0.0037 0.0034 0.0035
December 0.0036 0.0034 0.0034