2025 CDF to HTG Historical Review

YEARLY HIGH

0.0617 HTG

YEARLY LOW

0.0448 HTG

YEARLY AVERAGE

0.0485 HTG

2025 CDF to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CDF to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 0.0617. Conversely, the yearly low was recorded on August 3, dropping to 0.0448.

This high-to-low spread represents a total annual volatility of 0.0169 HTG. From a start-to-finish perspective, comparing the January average rate of 0.0458 to the December average rate of 0.0580, the exchange rate registered a net change of 26.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0617 was up 24.38% compared to the 2024 peak of 0.0496, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 308 HTG

2024 Average 234 HTG

Yearly Trough Low 224 HTG

Transaction Impact: A difference of 84.30 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0604

0.0437

JanuMarcMayJulySeptNove

CDF to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0455, compared to 0.0516 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 0.0455

H2 Avg (Jul–Dec) 0.0516

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.0112 HTG (High: 0.0610 / Low: 0.0498). On the other end, July was the most stable month, with a tight range of 0.0004 HTG (High: 0.0455 / Low: 0.0451).

October Spread (Volatile) ±0.0112

July Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0590) against the same month in 2024 (average: 0.0459), the exchange rate shifted by +0.0131 (+28.51%).

2025 Avg (November) 0.0590

2024 Avg (November) 0.0459

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0460	0.0455	0.0458
February	0.0461	0.0455	0.0458
March	0.0460	0.0456	0.0457
April	0.0455	0.0449	0.0451
May	0.0456	0.0450	0.0451
June	0.0456	0.0450	0.0453
July	0.0455	0.0451	0.0453
August	0.0457	0.0448	0.0452
September	0.0498	0.0450	0.0461
October	0.0610	0.0498	0.0561
November	0.0617	0.0570	0.0590
December	0.0605	0.0571	0.0580