2020 CDF to NAD Historical Review

YEARLY HIGH

0.0111 NAD

YEARLY LOW

0.0074 NAD

YEARLY AVERAGE

0.0089 NAD

2020 CDF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.0111. Conversely, the yearly low was recorded on December 20, dropping to 0.0074.

This high-to-low spread represents a total annual volatility of 0.0037 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0085 to the December average rate of 0.0076, the exchange rate registered a net change of -10.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0111 was down 50.31% compared to the 2019 peak of 0.0223, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 56 NAD

2019 Average 44 NAD

Yearly Trough Low 37 NAD

Transaction Impact: A difference of 18.62 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0111

0.0073

JanuMarcMayJulySeptNove

CDF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0095, compared to 0.0083 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0095

H2 Avg (Jul–Dec) 0.0083

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0028 NAD (High: 0.0102 / Low: 0.0074). On the other end, February was the most stable month, with a tight range of 0.0003 NAD (High: 0.0091 / Low: 0.0087).

December Spread (Volatile) ±0.0028

February Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0010 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0108) against the same month in 2019 (average: 0.0086), the exchange rate shifted by +0.0022 (+24.91%).

2020 Avg (April) 0.0108

2019 Avg (April) 0.0086

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0088	0.0083	0.0085
February	0.0091	0.0087	0.0089
March	0.0105	0.0090	0.0098
April	0.0111	0.0104	0.0108
May	0.0108	0.0095	0.0102
June	0.0096	0.0090	0.0091
July	0.0089	0.0084	0.0086
August	0.0090	0.0084	0.0088
September	0.0088	0.0083	0.0086
October	0.0092	0.0082	0.0085
November	0.0083	0.0077	0.0079
December	0.0102	0.0074	0.0076