YEARLY HIGH
1.1388 BMD
YEARLY LOW
1.0595 BMD
YEARLY AVERAGE
1.0942 BMD

2021 CHF to BMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CHF to BMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 1.1388. Conversely, the yearly low was recorded on March 31, dropping to 1.0595.

This high-to-low spread represents a total annual volatility of 0.0793 BMD. From a start-to-finish perspective, comparing the January average rate of 1.1270 to the December average rate of 1.0866, the exchange rate registered a net change of -3.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1388 was up 0.40% compared to the 2020 peak of 1.1342, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 5,694 BMD
2020 Average 5,333 BMD
Yearly Trough Low 5,297 BMD
Transaction Impact: A difference of 396.53 BMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.1323
1.0694
JanuMarcMayJulySeptNove

CHF to BMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1013, compared to 1.0871 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0142 points.

H1 Avg (Jan–Jun) 1.1013
H2 Avg (Jul–Dec) 1.0871

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0394 BMD (High: 1.1002 / Low: 1.0608). On the other end, December was the most stable month, with a tight range of 0.0164 BMD (High: 1.0968 / Low: 1.0804).

April Spread (Volatile) ±0.0394
December Spread (Stable) ±0.0164

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0388 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0388

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.1270) against the same month in 2020 (average: 1.0311), the exchange rate shifted by +0.0959 (+9.30%).

2021 Avg (January) 1.1270
2020 Avg (January) 1.0311

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1388 1.1204 1.1270
February 1.1237 1.1009 1.1135
March 1.0931 1.0595 1.0747
April 1.1002 1.0608 1.0839
May 1.1165 1.0945 1.1079
June 1.1178 1.0810 1.1007
July 1.1045 1.0800 1.0902
August 1.1064 1.0833 1.0936
September 1.0945 1.0703 1.0838
October 1.0968 1.0745 1.0836
November 1.0996 1.0691 1.0848
December 1.0968 1.0804 1.0866