YEARLY HIGH
0.9664 EUR
YEARLY LOW
0.8991 EUR
YEARLY AVERAGE
0.9251 EUR

2021 CHF to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CHF to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.9664. Conversely, the yearly low was recorded on March 4, dropping to 0.8991.

This high-to-low spread represents a total annual volatility of 0.0672 EUR. From a start-to-finish perspective, comparing the January average rate of 0.9263 to the December average rate of 0.9611, the exchange rate registered a net change of 3.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9664 was up 1.55% compared to the 2020 peak of 0.9516, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 4,832 EUR
2020 Average 4,671 EUR
Yearly Trough Low 4,496 EUR
Transaction Impact: A difference of 336.23 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9669
0.8974
JanuMarcMayJulySeptNove

CHF to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9138, compared to 0.9364 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0226 points.

H1 Avg (Jan–Jun) 0.9138
H2 Avg (Jul–Dec) 0.9364

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0208 EUR (High: 0.9270 / Low: 0.9062). On the other end, May was the most stable month, with a tight range of 0.0059 EUR (High: 0.9147 / Low: 0.9089).

February Spread (Volatile) ±0.0208
May Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0176 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0176

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.9611) against the same month in 2020 (average: 0.9248), the exchange rate shifted by +0.0363 (+3.92%).

2021 Avg (December) 0.9611
2020 Avg (December) 0.9248

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9293 0.9207 0.9263
February 0.9270 0.9062 0.9207
March 0.9084 0.8991 0.9032
April 0.9115 0.9012 0.9061
May 0.9147 0.9089 0.9121
June 0.9200 0.9116 0.9146
July 0.9307 0.9117 0.9218
August 0.9334 0.9230 0.9291
September 0.9264 0.9147 0.9207
October 0.9450 0.9268 0.9344
November 0.9597 0.9439 0.9512
December 0.9664 0.9575 0.9611