YEARLY HIGH
10.6082 MAD
YEARLY LOW
9.8460 MAD
YEARLY AVERAGE
10.1160 MAD

2020 CHF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CHF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 10.6082. Conversely, the yearly low was recorded on January 12, dropping to 9.8460.

This high-to-low spread represents a total annual volatility of 0.7622 MAD. From a start-to-finish perspective, comparing the January average rate of 9.9068 to the December average rate of 10.1119, the exchange rate registered a net change of 2.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 10.6082 was up 7.08% compared to the 2019 peak of 9.9068, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 53,041 MAD
2019 Average 48,397 MAD
Yearly Trough Low 49,230 MAD
Transaction Impact: A difference of 3,811.22 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

10.4951
9.8533
JanuMarcMayJulySeptNove

CHF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.1189, compared to 10.1130 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0059 points.

H1 Avg (Jan–Jun) 10.1189
H2 Avg (Jul–Dec) 10.1130

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5605 MAD (High: 10.5088 / Low: 9.9483). On the other end, October was the most stable month, with a tight range of 0.0802 MAD (High: 10.1249 / Low: 10.0447).

March Spread (Volatile) ±0.5605
October Spread (Stable) ±0.0802

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2750 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2750

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 10.4416) against the same month in 2019 (average: 9.5553), the exchange rate shifted by +0.8863 (+9.28%).

2020 Avg (April) 10.4416
2019 Avg (April) 9.5553

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.9617 9.8460 9.9068
February 9.9737 9.8835 9.9173
March 10.5088 9.9483 10.1156
April 10.6082 10.1857 10.4416
May 10.2410 10.1091 10.1666
June 10.2559 10.0473 10.1658
July 10.2808 10.1467 10.2233
August 10.2322 10.0165 10.1449
September 10.1827 10.0022 10.0751
October 10.1249 10.0447 10.0870
November 10.1424 9.9846 10.0362
December 10.4934 10.0328 10.1119