YEARLY HIGH
23.8070 NAD
YEARLY LOW
20.2127 NAD
YEARLY AVERAGE
21.5567 NAD

2025 CHF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CHF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 23.8070. Conversely, the yearly low was recorded on February 11, dropping to 20.2127.

This high-to-low spread represents a total annual volatility of 3.5943 NAD. From a start-to-finish perspective, comparing the January average rate of 20.5944 to the December average rate of 21.1295, the exchange rate registered a net change of 2.60% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 23.8070 was up 7.81% compared to the 2024 peak of 22.0823, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 119,035 NAD
2024 Average 104,073 NAD
Yearly Trough Low 101,063 NAD
Transaction Impact: A difference of 17,971.58 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

22.9395
20.2256
JanuMarcMayJulySeptNove

CHF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 21.3897, compared to 21.7236 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3339 points.

H1 Avg (Jan–Jun) 21.3897
H2 Avg (Jul–Dec) 21.7236

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 3.0009 NAD (High: 23.8070 / Low: 20.8061). On the other end, November was the most stable month, with a tight range of 0.3547 NAD (High: 21.6111 / Low: 21.2564).

April Spread (Volatile) ±3.0009
November Spread (Stable) ±0.3547

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.7304 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.7304

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 22.7133) against the same month in 2024 (average: 20.7544), the exchange rate shifted by +1.9590 (+9.44%).

2025 Avg (April) 22.7133
2024 Avg (April) 20.7544

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.9339 20.2254 20.5944
February 20.7165 20.2127 20.4517
March 20.8355 20.4199 20.6448
April 23.8070 20.8061 22.7133
May 22.7129 21.5040 21.9829
June 22.3840 21.5589 21.9511
July 22.4685 22.0272 22.2225
August 22.5182 21.7452 21.9931
September 22.1068 21.6373 21.8975
October 22.0477 21.3239 21.6694
November 21.6111 21.2564 21.4297
December 21.3630 20.8742 21.1295