YEARLY HIGH
186.1679 PKR
YEARLY LOW
156.7391 PKR
YEARLY AVERAGE
172.6126 PKR

2020 CHF to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CHF to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 186.1679. Conversely, the yearly low was recorded on February 19, dropping to 156.7391.

This high-to-low spread represents a total annual volatility of 29.4288 PKR. From a start-to-finish perspective, comparing the January average rate of 159.5473 to the December average rate of 180.4391, the exchange rate registered a net change of 13.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 186.1679 was up 11.37% compared to the 2019 peak of 167.1614, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 930,840 PKR
2019 Average 756,266 PKR
Yearly Trough Low 783,696 PKR
Transaction Impact: A difference of 147,143.84 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

187.3452
155.5896
JanuMarcMayJulySeptNove

CHF to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 165.3839, compared to 179.8412 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 14.4572 points.

H1 Avg (Jan–Jun) 165.3839
H2 Avg (Jul–Dec) 179.8412

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 12.7118 PKR (High: 172.9699 / Low: 160.2581). On the other end, January was the most stable month, with a tight range of 2.1774 PKR (High: 160.8399 / Low: 158.6625).

March Spread (Volatile) ±12.7118
January Spread (Stable) ±2.1774

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 4.0940 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -4.0940

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 184.6989) against the same month in 2019 (average: 162.8278), the exchange rate shifted by +21.8711 (+13.43%).

2020 Avg (August) 184.6989
2019 Avg (August) 162.8278

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 160.8399 158.6625 159.5473
February 160.3116 156.7391 158.2359
March 172.9699 160.2581 165.4270
April 173.6412 163.8310 169.6234
May 169.4842 163.1214 165.5294
June 177.2260 169.6222 173.9405
July 183.9465 176.5091 179.0112
August 186.1679 182.0118 184.6989
September 183.0826 178.3115 181.3750
October 180.2022 174.7859 178.4106
November 176.9279 172.9475 175.1122
December 182.0227 177.4014 180.4391