YEARLY HIGH
4.2553 SAR
YEARLY LOW
3.8037 SAR
YEARLY AVERAGE
4.0015 SAR

2020 CHF to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CHF to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 4.2553. Conversely, the yearly low was recorded on March 19, dropping to 3.8037.

This high-to-low spread represents a total annual volatility of 0.4516 SAR. From a start-to-finish perspective, comparing the January average rate of 3.8683 to the December average rate of 4.2234, the exchange rate registered a net change of 9.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.2553 was up 9.74% compared to the 2019 peak of 3.8775, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 21,277 SAR
2019 Average 18,877 SAR
Yearly Trough Low 19,019 SAR
Transaction Impact: A difference of 2,257.99 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.2613
3.8070
JanuMarcMayJulySeptNove

CHF to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8883, compared to 4.1147 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2265 points.

H1 Avg (Jan–Jun) 3.8883
H2 Avg (Jul–Dec) 4.1147

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2435 SAR (High: 4.0472 / Low: 3.8037). On the other end, January was the most stable month, with a tight range of 0.0406 SAR (High: 3.8946 / Low: 3.8540).

March Spread (Volatile) ±0.2435
January Spread (Stable) ±0.0406

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0493 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0493

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.2234) against the same month in 2019 (average: 3.8160), the exchange rate shifted by +0.4074 (+10.68%).

2020 Avg (December) 4.2234
2019 Avg (December) 3.8160

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8946 3.8540 3.8683
February 3.8942 3.8124 3.8449
March 4.0472 3.8037 3.9236
April 3.9157 3.8440 3.8743
May 3.9086 3.8492 3.8776
June 3.9762 3.9018 3.9409
July 4.1280 3.9661 4.0154
August 4.1540 4.0874 4.1210
September 4.1296 4.0378 4.0977
October 4.1479 4.0736 4.1095
November 4.1703 4.0815 4.1215
December 4.2553 4.1694 4.2234