YEARLY HIGH
1.2723 USD
YEARLY LOW
1.0906 USD
YEARLY AVERAGE
1.2064 USD

2025 CHF to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the CHF to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 1.2723. Conversely, the yearly low was recorded on January 12, dropping to 1.0906.

This high-to-low spread represents a total annual volatility of 0.1817 USD. From a start-to-finish perspective, comparing the January average rate of 1.0989 to the December average rate of 1.2560, the exchange rate registered a net change of 14.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.2723 was up 7.03% compared to the 2024 peak of 1.1887, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CHF based on timing:

Yearly Peak High 6,362 USD
2024 Average 5,681 USD
Yearly Trough Low 5,453 USD
Transaction Impact: A difference of 908.56 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.2717
1.0832
JanuMarcMayJulySeptNove

CHF to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1622, compared to 1.2507 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0885 points.

H1 Avg (Jan–Jun) 1.1622
H2 Avg (Jul–Dec) 1.2507

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.1043 USD (High: 1.2359 / Low: 1.1315). On the other end, January was the most stable month, with a tight range of 0.0153 USD (High: 1.1059 / Low: 1.0906).

April Spread (Volatile) ±0.1043
January Spread (Stable) ±0.0153

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0110 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0110

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1.2552) against the same month in 2024 (average: 1.1806), the exchange rate shifted by +0.0746 (+6.32%).

2025 Avg (September) 1.2552
2024 Avg (September) 1.1806

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1059 1.0906 1.0989
February 1.1205 1.0927 1.1063
March 1.1409 1.1070 1.1310
April 1.2359 1.1315 1.2011
May 1.2189 1.1831 1.2060
June 1.2612 1.2151 1.2296
July 1.2647 1.2284 1.2529
August 1.2492 1.2314 1.2419
September 1.2723 1.2417 1.2552
October 1.2627 1.2402 1.2540
November 1.2606 1.2340 1.2442
December 1.2698 1.2396 1.2560