2021 CNY to GHS Historical Review

YEARLY HIGH

0.9727 GHS

YEARLY LOW

0.8771 GHS

YEARLY AVERAGE

0.9182 GHS

2021 CNY to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CNY to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 0.9727. Conversely, the yearly low was recorded on April 4, dropping to 0.8771.

This high-to-low spread represents a total annual volatility of 0.0956 GHS. From a start-to-finish perspective, comparing the January average rate of 0.9040 to the December average rate of 0.9643, the exchange rate registered a net change of 6.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9727 was up 6.34% compared to the 2020 peak of 0.9146, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 CNY based on timing:

Yearly Peak High 24,317 GHS

2020 Average 20,793 GHS

Yearly Trough Low 21,927 GHS

Transaction Impact: A difference of 2,389.45 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9726

0.8737

JanuMarcMayJulySeptNove

CNY to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8950, compared to 0.9413 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0462 points.

H1 Avg (Jan–Jun) 0.8950

H2 Avg (Jul–Dec) 0.9413

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0218 GHS (High: 0.9264 / Low: 0.9045). On the other end, March was the most stable month, with a tight range of 0.0101 GHS (High: 0.8876 / Low: 0.8775).

July Spread (Volatile) ±0.0218

March Spread (Stable) ±0.0101

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0144 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.9643) against the same month in 2020 (average: 0.8973), the exchange rate shifted by +0.0671 (+7.47%).

2021 Avg (December) 0.9643

2020 Avg (December) 0.8973

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9094	0.8981	0.9040
February	0.9034	0.8872	0.8964
March	0.8876	0.8775	0.8819
April	0.8935	0.8771	0.8857
May	0.9090	0.8916	0.8979
June	0.9111	0.8972	0.9044
July	0.9264	0.9045	0.9163
August	0.9349	0.9171	0.9291
September	0.9389	0.9222	0.9343
October	0.9563	0.9382	0.9454
November	0.9639	0.9500	0.9583
December	0.9727	0.9546	0.9643