2021 CNY to HRK Historical Review

YEARLY HIGH

1.0508 HRK

YEARLY LOW

0.9459 HRK

YEARLY AVERAGE

0.9870 HRK

2021 CNY to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CNY to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 1.0508. Conversely, the yearly low was recorded on January 2, dropping to 0.9459.

This high-to-low spread represents a total annual volatility of 0.1049 HRK. From a start-to-finish perspective, comparing the January average rate of 0.9598 to the December average rate of 1.0445, the exchange rate registered a net change of 8.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.0508 was up 4.53% compared to the 2020 peak of 1.0052, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 CNY based on timing:

Yearly Peak High 26,269 HRK

2020 Average 23,950 HRK

Yearly Trough Low 23,647 HRK

Transaction Impact: A difference of 2,622.11 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.0530

0.9513

JanuMarcMayJulySeptNove

CNY to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9683, compared to 1.0057 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0374 points.

H1 Avg (Jan–Jun) 0.9683

H2 Avg (Jul–Dec) 1.0057

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0403 HRK (High: 1.0508 / Low: 1.0104). On the other end, December was the most stable month, with a tight range of 0.0100 HRK (High: 1.0494 / Low: 1.0394).

November Spread (Volatile) ±0.0403

December Spread (Stable) ±0.0100

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0081 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.0320) against the same month in 2020 (average: 0.9670), the exchange rate shifted by +0.0650 (+6.72%).

2021 Avg (November) 1.0320

2020 Avg (November) 0.9670

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9701	0.9459	0.9598
February	0.9777	0.9627	0.9686
March	0.9853	0.9693	0.9783
April	0.9807	0.9615	0.9701
May	0.9698	0.9546	0.9634
June	0.9800	0.9617	0.9695
July	0.9885	0.9738	0.9796
August	0.9879	0.9768	0.9832
September	1.0041	0.9760	0.9860
October	1.0163	1.0007	1.0087
November	1.0508	1.0104	1.0320
December	1.0494	1.0394	1.0445