YEARLY HIGH
4.3769 TWD
YEARLY LOW
4.1576 TWD
YEARLY AVERAGE
4.2672 TWD

2020 CNY to TWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CNY to TWD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 31, valuing the pair at 4.3769. Conversely, the yearly low was recorded on June 29, dropping to 4.1576.

This high-to-low spread represents a total annual volatility of 0.2193 TWD. From a start-to-finish perspective, comparing the January average rate of 4.3344 to the December average rate of 4.3095, the exchange rate registered a net change of -0.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.3769 was down 5.03% compared to the 2019 peak of 4.6088, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 CNY based on timing:

Yearly Peak High 109,422 TWD
2019 Average 111,809 TWD
Yearly Trough Low 103,939 TWD
Transaction Impact: A difference of 5,482.62 TWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.3494
4.1704
JanuMarcMayJulySeptNove

CNY to TWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2642, compared to 4.2703 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0061 points.

H1 Avg (Jan–Jun) 4.2642
H2 Avg (Jul–Dec) 4.2703

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.0950 TWD (High: 4.3128 / Low: 4.2178). On the other end, June was the most stable month, with a tight range of 0.0495 TWD (High: 4.2070 / Low: 4.1576).

October Spread (Volatile) ±0.0950
June Spread (Stable) ±0.0495

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0382 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0382

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 4.3344) against the same month in 2019 (average: 4.5351), the exchange rate shifted by -0.2006 (-4.42%).

2020 Avg (January) 4.3344
2019 Avg (January) 4.5351

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.3769 4.2960 4.3344
February 4.3769 4.2913 4.3124
March 4.3254 4.2480 4.2850
April 4.2716 4.2157 4.2531
May 4.2348 4.1845 4.2149
June 4.2070 4.1576 4.1853
July 4.2186 4.1637 4.1976
August 4.2822 4.2042 4.2371
September 4.3208 4.2507 4.2861
October 4.3128 4.2178 4.2689
November 4.3492 4.2710 4.3226
December 4.3410 4.2760 4.3095