YEARLY HIGH
0.0193 PHP
YEARLY LOW
0.0153 PHP
YEARLY AVERAGE
0.0168 PHP

2026 COP to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the COP to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 27, valuing the pair at 0.0193. Conversely, the yearly low was recorded on March 1, dropping to 0.0153.

This high-to-low spread represents a total annual volatility of 0.0040 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0160 to the December average rate of 0.0188, the exchange rate registered a net change of 17.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0193 was up 21.05% compared to the 2025 peak of 0.0159, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000,000 COP based on timing:

Yearly Peak High 96,373 PHP
2025 Average 71,122 PHP
Yearly Trough Low 76,396 PHP
Transaction Impact: A difference of 19,976.96 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0191
0.0155
JanuMarcMayJuly

COP to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0165, compared to 0.0188 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0165
H2 Avg (Jul–Dec) 0.0188

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0014 PHP (High: 0.0167 / Low: 0.0153). On the other end, May was the most stable month, with a tight range of 0.0001 PHP (High: 0.0169 / Low: 0.0168).

March Spread (Volatile) ±0.0014
May Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between February and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 0.0188) against the same month in 2025 (average: 0.0141), the exchange rate shifted by +0.0047 (+33.67%).

2026 Avg (July) 0.0188
2025 Avg (July) 0.0141

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0165 0.0156 0.0160
February 0.0163 0.0154 0.0158
March 0.0167 0.0153 0.0161
April 0.0171 0.0161 0.0166
May 0.0169 0.0168 0.0169
June 0.0179 0.0170 0.0175
July 0.0193 0.0179 0.0188