2020 CRC to MAD Historical Review

YEARLY HIGH

0.0182 MAD

YEARLY LOW

0.0146 MAD

YEARLY AVERAGE

0.0163 MAD

2020 CRC to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CRC to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 19, valuing the pair at 0.0182. Conversely, the yearly low was recorded on December 31, dropping to 0.0146.

This high-to-low spread represents a total annual volatility of 0.0036 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0169 to the December average rate of 0.0148, the exchange rate registered a net change of -12.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0182 was up 5.33% compared to the 2019 peak of 0.0173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CRC based on timing:

Yearly Peak High 91 MAD

2019 Average 82 MAD

Yearly Trough Low 73 MAD

Transaction Impact: A difference of 18.06 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0181

0.0145

JanuMarcMayJulySeptNove

CRC to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0171, compared to 0.0154 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0171

H2 Avg (Jul–Dec) 0.0154

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0010 MAD (High: 0.0175 / Low: 0.0165). On the other end, October was the most stable month, with a tight range of 0.0002 MAD (High: 0.0154 / Low: 0.0152).

March Spread (Volatile) ±0.0010

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0008 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0178) against the same month in 2019 (average: 0.0161), the exchange rate shifted by +0.0017 (+10.60%).

2020 Avg (April) 0.0178

2019 Avg (April) 0.0161

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0171	0.0167	0.0169
February	0.0172	0.0168	0.0170
March	0.0175	0.0165	0.0170
April	0.0182	0.0174	0.0178
May	0.0175	0.0172	0.0173
June	0.0172	0.0166	0.0168
July	0.0167	0.0160	0.0164
August	0.0160	0.0154	0.0156
September	0.0155	0.0153	0.0154
October	0.0154	0.0152	0.0153
November	0.0152	0.0149	0.0150
December	0.0154	0.0146	0.0148