YEARLY HIGH
1446.6200 NGN
YEARLY LOW
52.7542 NGN
YEARLY AVERAGE
692.7032 NGN

2026 CUP to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CUP to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 1446.6200. Conversely, the yearly low was recorded on July 31, dropping to 52.7542.

This high-to-low spread represents a total annual volatility of 1393.8658 NGN. From a start-to-finish perspective, comparing the January average rate of 1419.9505 to the December average rate of 52.9139, the exchange rate registered a net change of -96.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1446.6200 was down 13.86% compared to the 2025 peak of 1679.3100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CUP based on timing:

Yearly Peak High 7,233,100 NGN
2025 Average 7,612,561 NGN
Yearly Trough Low 263,771 NGN
Transaction Impact: A difference of 6,969,329.13 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1556.6542
-83.7897
JanuMarcMayJuly

CUP to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 905.8976, compared to 53.1198 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 852.7779 points.

H1 Avg (Jan–Jun) 905.8976
H2 Avg (Jul–Dec) 53.1198

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 1329.9769 NGN (High: 1382.7552 / Low: 52.7783). On the other end, August was the most stable month, with a tight range of 0.1734 NGN (High: 52.9849 / Low: 52.8115).

April Spread (Volatile) ±1329.9769
August Spread (Stable) ±0.1734

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1120.5211 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1120.5211

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1419.9505) against the same month in 2025 (average: 1551.8976), the exchange rate shifted by -131.9470 (-8.50%).

2026 Avg (January) 1419.9505
2025 Avg (January) 1551.8976

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1446.6200 1386.4800 1419.9505
February 1392.8501 1340.0000 1357.6757
March 1398.7400 1352.6275 1377.5519
April 1382.7552 52.7783 1173.8469
May 53.4361 53.2542 53.3257
June 53.6349 52.7562 53.0350
July 53.7136 52.7542 53.3256
August 52.9849 52.8115 52.9139