YEARLY HIGH
5.0652 ALL
YEARLY LOW
3.7500 ALL
YEARLY AVERAGE
4.6807 ALL

2020 CZK to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 5.0652. Conversely, the yearly low was recorded on July 19, dropping to 3.7500.

This high-to-low spread represents a total annual volatility of 1.3153 ALL. From a start-to-finish perspective, comparing the January average rate of 4.8392 to the December average rate of 4.6994, the exchange rate registered a net change of -2.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.0652 was up 2.90% compared to the 2019 peak of 4.9227, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 25,326 ALL
2019 Average 23,966 ALL
Yearly Trough Low 18,750 ALL
Transaction Impact: A difference of 6,576.36 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.9040
4.5259
JanuMarcMayJulySeptNove

CZK to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7002, compared to 4.6612 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0390 points.

H1 Avg (Jan–Jun) 4.7002
H2 Avg (Jul–Dec) 4.6612

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 1.0172 ALL (High: 4.7672 / Low: 3.7500). On the other end, August was the most stable month, with a tight range of 0.0913 ALL (High: 4.7896 / Low: 4.6982).

July Spread (Volatile) ±1.0172
August Spread (Stable) ±0.0913

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2003 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 4.5574) against the same month in 2019 (average: 4.7755), the exchange rate shifted by -0.2181 (-4.57%).

2020 Avg (May) 4.5574
2019 Avg (May) 4.7755

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8778 4.7832 4.8392
February 4.9263 4.8276 4.8725
March 4.8635 4.3965 4.6722
April 4.7268 4.5035 4.6004
May 5.0652 4.4507 4.5574
June 4.7102 4.6113 4.6595
July 4.7672 3.7500 4.6539
August 4.7896 4.6982 4.7389
September 4.7077 4.5590 4.6368
October 4.6174 4.5161 4.5588
November 4.7474 4.5335 4.6796
December 4.7535 4.6613 4.6994