YEARLY HIGH
0.3235 BOB
YEARLY LOW
0.2642 BOB
YEARLY AVERAGE
0.2980 BOB

2020 CZK to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.3235. Conversely, the yearly low was recorded on March 19, dropping to 0.2642.

This high-to-low spread represents a total annual volatility of 0.0593 BOB. From a start-to-finish perspective, comparing the January average rate of 0.3044 to the December average rate of 0.3192, the exchange rate registered a net change of 4.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3235 was up 3.85% compared to the 2019 peak of 0.3115, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 1,618 BOB
2019 Average 1,507 BOB
Yearly Trough Low 1,321 BOB
Transaction Impact: A difference of 296.72 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3237
0.2703
JanuMarcMayJulySeptNove

CZK to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2891, compared to 0.3069 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0178 points.

H1 Avg (Jan–Jun) 0.2891
H2 Avg (Jul–Dec) 0.3069

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0447 BOB (High: 0.3089 / Low: 0.2642). On the other end, January was the most stable month, with a tight range of 0.0058 BOB (High: 0.3074 / Low: 0.3016).

March Spread (Volatile) ±0.0447
January Spread (Stable) ±0.0058

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0138 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.3192) against the same month in 2019 (average: 0.3014), the exchange rate shifted by +0.0179 (+5.93%).

2020 Avg (December) 0.3192
2019 Avg (December) 0.3014

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.3074 0.3016 0.3044
February 0.3043 0.2968 0.3010
March 0.3089 0.2642 0.2872
April 0.2821 0.2676 0.2748
May 0.2847 0.2691 0.2760
June 0.2955 0.2871 0.2915
July 0.3126 0.2912 0.2985
August 0.3151 0.3088 0.3121
September 0.3134 0.2959 0.3044
October 0.3024 0.2947 0.2987
November 0.3155 0.2948 0.3088
December 0.3235 0.3144 0.3192