YEARLY HIGH
0.0946 BZD
YEARLY LOW
0.0771 BZD
YEARLY AVERAGE
0.0870 BZD

2020 CZK to BZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to BZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.0946. Conversely, the yearly low was recorded on March 19, dropping to 0.0771.

This high-to-low spread represents a total annual volatility of 0.0175 BZD. From a start-to-finish perspective, comparing the January average rate of 0.0887 to the December average rate of 0.0933, the exchange rate registered a net change of 5.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0946 was up 4.07% compared to the 2019 peak of 0.0909, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 473 BZD
2019 Average 439 BZD
Yearly Trough Low 386 BZD
Transaction Impact: A difference of 87.25 BZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0947
0.0789
JanuMarcMayJulySeptNove

CZK to BZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0844, compared to 0.0896 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.0844
H2 Avg (Jul–Dec) 0.0896

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0132 BZD (High: 0.0903 / Low: 0.0771). On the other end, January was the most stable month, with a tight range of 0.0017 BZD (High: 0.0896 / Low: 0.0879).

March Spread (Volatile) ±0.0132
January Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0039 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0039

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0933) against the same month in 2019 (average: 0.0879), the exchange rate shifted by +0.0055 (+6.24%).

2020 Avg (December) 0.0933
2019 Avg (December) 0.0879

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0896 0.0879 0.0887
February 0.0887 0.0865 0.0877
March 0.0903 0.0771 0.0839
April 0.0825 0.0782 0.0802
May 0.0831 0.0787 0.0806
June 0.0863 0.0838 0.0851
July 0.0912 0.0850 0.0871
August 0.0920 0.0900 0.0910
September 0.0915 0.0864 0.0888
October 0.0883 0.0862 0.0872
November 0.0921 0.0861 0.0902
December 0.0946 0.0922 0.0933