YEARLY HIGH
0.0402 EUR
YEARLY LOW
0.0379 EUR
YEARLY AVERAGE
0.0390 EUR

2021 CZK to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the CZK to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0402. Conversely, the yearly low was recorded on March 8, dropping to 0.0379.

This high-to-low spread represents a total annual volatility of 0.0024 EUR. From a start-to-finish perspective, comparing the January average rate of 0.0383 to the December average rate of 0.0396, the exchange rate registered a net change of 3.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0402 was down 0.07% compared to the 2020 peak of 0.0403, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 201 EUR
2020 Average 189 EUR
Yearly Trough Low 189 EUR
Transaction Impact: A difference of 11.82 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0398
0.0381
JanuMarcMayJulySeptNove

CZK to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0387, compared to 0.0393 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0387
H2 Avg (Jul–Dec) 0.0393

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0010 EUR (High: 0.0402 / Low: 0.0393). On the other end, August was the most stable month, with a tight range of 0.0003 EUR (High: 0.0394 / Low: 0.0391).

December Spread (Volatile) ±0.0010
August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0396) against the same month in 2020 (average: 0.0380), the exchange rate shifted by +0.0016 (+4.16%).

2021 Avg (December) 0.0396
2020 Avg (December) 0.0380

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0384 0.0381 0.0383
February 0.0389 0.0381 0.0386
March 0.0384 0.0379 0.0382
April 0.0387 0.0383 0.0385
May 0.0394 0.0387 0.0391
June 0.0394 0.0391 0.0393
July 0.0392 0.0387 0.0390
August 0.0394 0.0391 0.0393
September 0.0395 0.0392 0.0394
October 0.0395 0.0388 0.0392
November 0.0397 0.0389 0.0394
December 0.0402 0.0393 0.0396