YEARLY HIGH
0.7943 NAD
YEARLY LOW
0.6169 NAD
YEARLY AVERAGE
0.7097 NAD

2020 CZK to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 17, valuing the pair at 0.7943. Conversely, the yearly low was recorded on January 4, dropping to 0.6169.

This high-to-low spread represents a total annual volatility of 0.1774 NAD. From a start-to-finish perspective, comparing the January average rate of 0.6320 to the December average rate of 0.6888, the exchange rate registered a net change of 8.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7943 was down 50.30% compared to the 2019 peak of 1.5982, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 3,971 NAD
2019 Average 3,163 NAD
Yearly Trough Low 3,084 NAD
Transaction Impact: A difference of 887.20 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7992
0.6168
JanuMarcMayJulySeptNove

CZK to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6941, compared to 0.7253 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0312 points.

H1 Avg (Jan–Jun) 0.6941
H2 Avg (Jul–Dec) 0.7253

Volatility Range Comparison

Volatility

The most volatile month in 2020 was October, with a trading range of 0.0948 NAD (High: 0.7864 / Low: 0.6916). On the other end, February was the most stable month, with a tight range of 0.0241 NAD (High: 0.6671 / Low: 0.6431).

October Spread (Volatile) ±0.0948
February Spread (Stable) ±0.0241

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0435 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0435

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.7840) against the same month in 2019 (average: 0.6514), the exchange rate shifted by +0.1326 (+20.36%).

2020 Avg (August) 0.7840
2019 Avg (August) 0.6514

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6501 0.6169 0.6320
February 0.6671 0.6431 0.6518
March 0.7252 0.6546 0.6918
April 0.7565 0.7070 0.7394
May 0.7537 0.7058 0.7273
June 0.7343 0.7030 0.7223
July 0.7512 0.7110 0.7236
August 0.7943 0.7430 0.7840
September 0.7879 0.7193 0.7405
October 0.7864 0.6916 0.7191
November 0.7121 0.6841 0.6959
December 0.7054 0.6772 0.6888