2020 CZK to PEN Historical Review

YEARLY HIGH

0.1698 PEN

YEARLY LOW

0.1321 PEN

YEARLY AVERAGE

0.1510 PEN

2020 CZK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.1698. Conversely, the yearly low was recorded on April 23, dropping to 0.1321.

This high-to-low spread represents a total annual volatility of 0.0377 PEN. From a start-to-finish perspective, comparing the January average rate of 0.1464 to the December average rate of 0.1667, the exchange rate registered a net change of 13.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1698 was up 12.83% compared to the 2019 peak of 0.1505, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 849 PEN

2019 Average 728 PEN

Yearly Trough Low 660 PEN

Transaction Impact: A difference of 188.57 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1699

0.1324

JanuMarcMayJulySeptNove

CZK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1430, compared to 0.1589 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0159 points.

H1 Avg (Jan–Jun) 0.1430

H2 Avg (Jul–Dec) 0.1589

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0193 PEN (High: 0.1553 / Low: 0.1360). On the other end, January was the most stable month, with a tight range of 0.0037 PEN (High: 0.1489 / Low: 0.1452).

March Spread (Volatile) ±0.0193

January Spread (Stable) ±0.0037

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0099 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0099

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1667) against the same month in 2019 (average: 0.1461), the exchange rate shifted by +0.0206 (+14.09%).

2020 Avg (December) 0.1667

2019 Avg (December) 0.1461

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1489	0.1452	0.1464
February	0.1497	0.1458	0.1476
March	0.1553	0.1360	0.1454
April	0.1388	0.1321	0.1355
May	0.1417	0.1342	0.1367
June	0.1490	0.1425	0.1466
July	0.1587	0.1484	0.1520
August	0.1633	0.1581	0.1609
September	0.1608	0.1537	0.1567
October	0.1576	0.1535	0.1555
November	0.1646	0.1544	0.1615
December	0.1698	0.1642	0.1667