YEARLY HIGH
0.1747 PLN
YEARLY LOW
0.1620 PLN
YEARLY AVERAGE
0.1680 PLN

2020 CZK to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.1747. Conversely, the yearly low was recorded on March 18, dropping to 0.1620.

This high-to-low spread represents a total annual volatility of 0.0127 PLN. From a start-to-finish perspective, comparing the January average rate of 0.1684 to the December average rate of 0.1703, the exchange rate registered a net change of 1.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1747 was up 2.70% compared to the 2019 peak of 0.1701, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 873 PLN
2019 Average 837 PLN
Yearly Trough Low 810 PLN
Transaction Impact: A difference of 63.27 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1711
0.1655
JanuMarcMayJulySeptNove

CZK to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1676, compared to 0.1684 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.1676
H2 Avg (Jul–Dec) 0.1684

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0080 PLN (High: 0.1701 / Low: 0.1620). On the other end, July was the most stable month, with a tight range of 0.0011 PLN (High: 0.1684 / Low: 0.1673).

March Spread (Volatile) ±0.0080
July Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0037 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1703) against the same month in 2019 (average: 0.1676), the exchange rate shifted by +0.0027 (+1.61%).

2020 Avg (December) 0.1703
2019 Avg (December) 0.1676

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1704 0.1673 0.1684
February 0.1715 0.1693 0.1707
March 0.1701 0.1620 0.1669
April 0.1690 0.1648 0.1667
May 0.1680 0.1633 0.1660
June 0.1679 0.1646 0.1667
July 0.1684 0.1673 0.1678
August 0.1693 0.1674 0.1682
September 0.1686 0.1658 0.1674
October 0.1692 0.1640 0.1668
November 0.1713 0.1691 0.1699
December 0.1747 0.1681 0.1703