2020 CZK to TOP Historical Review

YEARLY HIGH

0.1072 TOP

YEARLY LOW

0.0905 TOP

YEARLY AVERAGE

0.0994 TOP

2020 CZK to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.1072. Conversely, the yearly low was recorded on May 16, dropping to 0.0905.

This high-to-low spread represents a total annual volatility of 0.0167 TOP. From a start-to-finish perspective, comparing the January average rate of 0.1011 to the December average rate of 0.1058, the exchange rate registered a net change of 4.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1072 was up 4.94% compared to the 2019 peak of 0.1022, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 536 TOP

2019 Average 500 TOP

Yearly Trough Low 453 TOP

Transaction Impact: A difference of 83.58 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1071

0.0910

JanuMarcMayJulySeptNove

CZK to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0968, compared to 0.1019 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.0968

H2 Avg (Jul–Dec) 0.1019

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0120 TOP (High: 0.1038 / Low: 0.0918). On the other end, January was the most stable month, with a tight range of 0.0017 TOP (High: 0.1021 / Low: 0.1004).

March Spread (Volatile) ±0.0120

January Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0048 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0048

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1058) against the same month in 2019 (average: 0.1003), the exchange rate shifted by +0.0055 (+5.47%).

2020 Avg (December) 0.1058

2019 Avg (December) 0.1003

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1021	0.1004	0.1011
February	0.1020	0.0996	0.1008
March	0.1038	0.0918	0.0979
April	0.0953	0.0913	0.0931
May	0.0945	0.0905	0.0923
June	0.0968	0.0948	0.0958
July	0.1029	0.0962	0.0985
August	0.1045	0.1017	0.1031
September	0.1028	0.0986	0.1007
October	0.1013	0.0990	0.1001
November	0.1046	0.0993	0.1030
December	0.1072	0.1044	0.1058