YEARLY HIGH
0.0469 USD
YEARLY LOW
0.0384 USD
YEARLY AVERAGE
0.0432 USD

2020 CZK to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 0.0469. Conversely, the yearly low was recorded on March 19, dropping to 0.0384.

This high-to-low spread represents a total annual volatility of 0.0085 USD. From a start-to-finish perspective, comparing the January average rate of 0.0440 to the December average rate of 0.0463, the exchange rate registered a net change of 5.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0469 was up 4.10% compared to the 2019 peak of 0.0451, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 235 USD
2019 Average 218 USD
Yearly Trough Low 192 USD
Transaction Impact: A difference of 42.74 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0470
0.0392
JanuMarcMayJulySeptNove

CZK to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0419, compared to 0.0445 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.0419
H2 Avg (Jul–Dec) 0.0445

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0064 USD (High: 0.0448 / Low: 0.0384). On the other end, January was the most stable month, with a tight range of 0.0008 USD (High: 0.0445 / Low: 0.0436).

March Spread (Volatile) ±0.0064
January Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0018 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0463) against the same month in 2019 (average: 0.0436), the exchange rate shifted by +0.0027 (+6.21%).

2020 Avg (December) 0.0463
2019 Avg (December) 0.0436

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0445 0.0436 0.0440
February 0.0440 0.0429 0.0435
March 0.0448 0.0384 0.0417
April 0.0409 0.0388 0.0399
May 0.0413 0.0390 0.0400
June 0.0428 0.0416 0.0422
July 0.0453 0.0422 0.0432
August 0.0458 0.0448 0.0452
September 0.0454 0.0429 0.0441
October 0.0438 0.0427 0.0433
November 0.0457 0.0427 0.0448
December 0.0469 0.0457 0.0463