2020 CZK to ZAR Historical Review

YEARLY HIGH

0.7955 ZAR

YEARLY LOW

0.6183 ZAR

YEARLY AVERAGE

0.7091 ZAR

2020 CZK to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CZK to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 17, valuing the pair at 0.7955. Conversely, the yearly low was recorded on January 1, dropping to 0.6183.

This high-to-low spread represents a total annual volatility of 0.1772 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.6342 to the December average rate of 0.6885, the exchange rate registered a net change of 8.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7955 was up 19.80% compared to the 2019 peak of 0.6640, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CZK based on timing:

Yearly Peak High 3,977 ZAR

2019 Average 3,151 ZAR

Yearly Trough Low 3,091 ZAR

Transaction Impact: A difference of 885.76 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7929

0.6198

JanuMarcMayJulySeptNove

CZK to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6959, compared to 0.7224 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0265 points.

H1 Avg (Jan–Jun) 0.6959

H2 Avg (Jul–Dec) 0.7224

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0612 ZAR (High: 0.7287 / Low: 0.6675). On the other end, November was the most stable month, with a tight range of 0.0148 ZAR (High: 0.7015 / Low: 0.6867).

March Spread (Volatile) ±0.0612

November Spread (Stable) ±0.0148

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0415 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0415

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 0.7784) against the same month in 2019 (average: 0.6541), the exchange rate shifted by +0.1244 (+19.01%).

2020 Avg (August) 0.7784

2019 Avg (August) 0.6541

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6601	0.6183	0.6342
February	0.6788	0.6472	0.6553
March	0.7287	0.6675	0.6946
April	0.7590	0.7269	0.7421
May	0.7607	0.7012	0.7265
June	0.7331	0.7074	0.7224
July	0.7659	0.7097	0.7246
August	0.7955	0.7556	0.7784
September	0.7567	0.7169	0.7370
October	0.7256	0.6950	0.7110
November	0.7015	0.6867	0.6948
December	0.7015	0.6775	0.6885